Won't affect your FICO*
| AI-Life Pay (Personal Loan) | Other Lenders | |
|---|---|---|
| Starting Interest Rate (APR) (Loan Amount $750 - $10,000) |
0% | 6% |
| Loan Origination | ||
| Credit Soft Pull | ✔ | |
| No Origination Fees | ✔ | |
| No Administrative Fees | ✔ | ✔ |
| More than just Credit Check | ✔ | |
| Maximum Interest Rate (APR) | 35% | Goes upto 99% |
| Profit Sharing | ||
| Help During Hardship | ✔ | ✔ |
| Reward For Early Payoff | ✔ | |
| No Late Fees Upto 60 Days | ✔ | |
| Credit Decision Important Parameters | ||
| Education | ✔ | ✔ |
| Evolving Education | ✔ | |
| Expense History | ✔ | |
| Artificial Intelligence Dynamics | ✔ | |
Step 1: Submit One Page Application
Step 2: Select Your Offer
Step 3: Review and Sign Agreement
Money available as early as next business day
Won't affect your FICO*
Extra early payment applied directly to outstanding principal on last installment, irrespective of payment date.
Low rates, convenient. If you lose your job, we’ll temporarily pause your payments and help you recover.
Custom Build, Personal. We combine AI and machine learning to empower you with better online credit solutions.
Unique combination of quantum intelligence, AI and ML
Safer way to fund your customers
Process live transactions, score risk instantly
Using data-agnostic systems analyse fraud trends
AI-powered suite of enterprise fraud service to manage risk
Create clear whitebox scores that explain the machine’s logic
Single mission "Transparency and Security"
Get your offer in just 3 minutes
Earn unlimited rewards on purchases everywhere, every day
Balance Transfer
0% APR
Cash Back
Rewards
Won't affect your FICO*
