AILIFEPAY INC.

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AI-Life Pay: Personal Loan amounts range from $750 to $30,000. APR ranges from 0% to 35%. Loan lengths range from 12 to 60 months.
Business Loan: SMB Loan amounts range from $2550 to $100,000. APR ranges from 0% to 35%. Loan lengths range from 12 to 60 months. We do not charge origination fees and prepayment fees for loans originated on AI-Life Pay platform.

* Currently loans are offered in "California" state only. The average 3-year AI-Life Pay offered using the AI-Life Pay platform will have an APR of 12% and 36 monthly payments of $100 per $3,000 borrowed. There is no origination fee and no prepayment penalty. Your APR will be determined based on your credit history, debt, income and few other information provided in your loan application. Not all applicants will be approved.

† The approval process may take longer if additional documents are requested. Approval and loan terms will vary based on credit determination and state law.
†† If you accept your loan by 5pm PST (not including weekends or holidays), you will receive your funds the next business day.

* To check the rates and terms you qualify for, AI-Life Pay conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, with AI-Life Pay or Business Loan we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

‡ By default customer on "AI-Life Pay" platform opt-in automated recurring payment for ease of use, we also accept payments by check or one time electronic payments. Additionally borrowers have the flexibility to choose the repayment method that works best for them.

§ Terms and Conditions Apply. AILIFEPAY INC., RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify for lending products, a borrower must be a U.S. citizen or permanent resident in CA state and meet AI-Life Pay’s underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions.

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